Portefini Inc. Privacy Policy

Last modified on November 20, 2019

Portefini, Inc. ("Company," "us," or "we") provides the Portefini.com website and associated mobile applications, (collectively, the "Site") and takes your privacy and security seriously. This Privacy Policy explains how we collect, use, share and protect personal data ("Information") we receive from users.

We collect Information from users when they view, access, use or register through the Site or use any of our other services (collectively, "Services"). Your provision of such Information may be contractually required, and the extent of such information collected may vary based on your elected use of the Services.

This Privacy Policy applies to persons and businesses anywhere in the world that may access the Site. By using the Site or the Services therein, you hereby agree to be bound by this Privacy Policy in full. If you do not wish to provide such Information or be bound by this Privacy Policy, you are prohibited from using the Site or the Services.

We reserve the right to modify, change, or replace this Privacy Policy at any time, and such alterations thereto can be done so by updating this document. You hereby agree to be bound by the most recent version of the Privacy Policy available on the Site. The date of the last modification will be displayed near the top of the page containing the Privacy Policy.

  1. Information collected
    1. Our legal basis for collecting and processing such Information is (i) your explicit consent when accessing the Services and (ii) a legitimate interest and need in order to provide the services offered, as further described in our Terms of Use, and such interests may vary based upon your election of use of the Services. We may collect the following Information from users:
      1. User Account Information - Personal Information: We will collect such Information when you apply for a User Account. We may also require additional information to verify your User Account. This may include your name, email address, phone number, mailing address, bank account information, debit card information, and other verification or fraud prevention related information. In addition to the above, from time to time, we may request that Portefini be granted the ability to connect with, or access certain information from your Social Media Profiles or email accounts. Such information intended to be gathered, may include access to images, videos, and other information contained on such platforms, and the same may be collected for the purpose of assisting our algorithms in creating a further enhanced and fulfilling experience for you, in your use of our Services. You are the source of this information.
      2. Information we automatically collect. We may use cookies, log files, clear gifs, and other analytics tools to track your site usage, which helps us analyze and improve the Services, and assists us in enhancing your overall experience with the Site. You may be able to disable cookies in your web browser or mobile device. However, please note that disabling cookies may prevent you from taking full advantage of the Site or its Services. You or your device is the source of this information. For more information about the use of cookies and how to block or disable them, you may visit allaboutcookies.org or youronlinechoices.eu
      3. Banking and payment information. You will be asked to provide banking, debit or credit card information for payment for the Services or products ordered through the Services. When ordering products on the Site through our Services, as further detailed in the Terms of Use, you may be required to provide banking, debit, or credit card information for payment. Prior to completing the payment for any order you seek to submit, you may be transferred to a Third-Party Merchant website, where the actual purchase of the products will be completed. Your payments for such Services or goods may be processed by the Third-Party Merchant themselves, or by a third-party payment processor, and as such, any Information you provide may be transmitted to such Merchants or third-party processors to ensure completion of payment for the Services or products ordered.
      4. Social media, Email, and third-party login accounts. If you login to the Service with Facebook, LinkedIn, Twitter, Google, Instagram or any other third-party login account, we will collect information about that profile, including, but not limited to, your username, display information, profile information, images, videos, and other similar information made available therethrough, for the purpose of enhancing your experience on our website.
      5. Information you provide or transmit in any way through any of the communication portals offered on the Site. Such Information may include, but shall not be limited to, any message boards, blogs, support chat systems, and any other communication portals offered on the Site.
      6. Information you send us. If you contact us for customer or technical support, regardless of the method of contact, we may collect such Information you provide to us. You are the source of this information.
  2. Sharing and use of information
    1. We may use such Information in the following ways:
      1. To provide the Services elected by you.
      2. To ensure completion of orders or payments through applicable Third-Party Merchants or processors assisting in the processing of your order.
      3. To ensure your receipt of items and products ordered through the Services from any applicable Third-Party Merchants.
      4. To offer you the opportunity to partake in available third-party services which compliment or coincide with the Services you have elected.
      5. To verify your account and user identity and to comply with any applicable laws or regulations to which we are subject
      6. To contact you about the Services or the Company.
      7. To provide customer or technical support.
      8. To analyze and improve the features and performance of the Services and to analyze usage patterns, to assist in the overall enhancement of your experience and the experience of others in using the Services
      9. To inform Users about offers from the Company.
      10. We may disclose such Information if required to do so by a request or requirement of law.
    2. We care about your privacy. We will not sell or share such Information with third parties other than as expressly provided for in this Privacy Policy.
  3. Third party links
    1. You may encounter links to third party websites, videos, pictures, and applications ("Third-Party Links") when using the Services. Because of the fact that these links are not offered by us, we cannot control the content on these Third-Party Links and we can therefore make no guarantees as to the protection and privacy of any information which you submit to these Third-Party Links. We ask that you please exercise caution when accessing any Third-Party Links. Please use common sense and do not provide any personal information to any website or anyone therefrom requesting such information, whereby you do not feel comfortable doing so.
  4. Children
    1. We do not knowingly collect such Information from any child under the age of 13. Further, you may not use the Site or any of the Services offered therein unless you are at least 18 years of age, or if you are under the age of majority, that such use in done with the full consent and supervision of a parent or legal guardian who is of majority age. If you believe we have collected such Information from a child under the age of 13, please contact us immediately.
  5. Security
    1. We use commercially reasonable methods of protecting your Information. Nevertheless, with increasing accessibility to harmful technology, it is impossible for anyone to guarantee the safety or security of any information transmitted online, and as such, we can not fully guarantee the safety of such Information. Further, transmission of such Information cannot be made completely secure. For that reason, you agree to transmit such Information to the Company solely at your own risk.
  6. International privacy practices
    1. The Company is primarily operated and managed on servers located and operated within the United States. In order to provide our products and services to you, we may send and store your Information outside of the country where you reside or are located, including to the United States. Accordingly, if you reside or are located outside of the United States, your Information may be transferred outside of the country where you reside or are located, including countries that may not or do not provide the same level of protection for your Information. We are committed to protecting the privacy and confidentiality of such Information when it is transferred. If you reside or are located within the European Economic Area and such transfers occur, we take appropriate steps to provide the same level of protection for the processing carried out in any such countries as you would have within the European Economic Area to the extent feasible under applicable law. By using and accessing our Services, Users who reside or are located in countries outside of the United States hereby agree and consent to the transfer to and processing of such Information on servers located outside of the country where they reside, and that the protection of such information may be different than required under the laws of their residence or location.
  7. Retention correction and deletion of information
    1. Information that we process shall not be kept for longer than is necessary for the relevant purpose. We will retain your Information as follows:
      1. Information will be retained for as long as you have a User Account (as described in our Terms of Use) or as required by any applicable laws or regulations, or pursuant to our own backup and security policies.
    2. We will comply with any user’s requests regarding access, correction, and/or deletion of the Information we store in accordance with applicable law, including the EU General Data Protection Regulation (GDPR). To request that we correct, delete, or export any Information, please contact us via email at info@portefini.com.
  8. Information will be sent to the united states
    1. The Company is based in the United States and your Information will be processed in the United States. The hosting facilities for your Information are in the United States. Please understand that the United States laws may be less strict than those of your own country, and please conduct yourself accordingly.
  9. Users in the state of california
    1. California Civil Code Section 1798.83 entitles California customers to request information concerning whether a business has disclosed Personal Information to any third parties for their direct marketing purposes. California residents may request and obtain from us once a year, free of charge, information about the personal information, if any, we disclosed to third parties for direct marketing purposes within the immediately preceding calendar year. If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which we shared information within the immediately preceding calendar year.
    2. If you are a California resident and would like to make such a request, please submit your request as described in Section 11.
  10. Your rights under the eu general data protection regulation (GDPR)
    1. Your principal rights under the EU General Data Protection Regulation (GDPR) are as follows:
      1. Right of Access: you have the right to be informed of, and request access to, the Information we process about you.
      2. Right to Rectification: you have the right to request that we amend or update your personal data where it is inaccurate or incomplete.
      3. Right to Erasure: you the right to have the Company delete your Information.
      4. Right to Restrict: you have the right to request that we temporarily or permanently stop processing your Information.
      5. Right to Object: you have the right to object to us processing your Information on grounds relating to your particular situation or for direct marketing purposes.
      6. Right to Data Portability: you have the right to request a copy of your Information in electronic format and the right to transmit that personal data for use in another party’s service.
      7. Right not to be Subject to Automated Decision Making: you have the right to not be subject to a decision based solely on automated decision making, including profiling, where the decision would have a legal effect on you or produce a similarly significant effect.
  11. Data controller and contact information
    1. The Information we collect and process is controlled by Portefini, Inc., a Delaware Corporation, located in the United States. You may contact us via US Post at: 360 E South Water St, Unit 3301, Chicago, IL 60601 or by email at info@portefini.com.